How NDVI helps assess crop conditions – technology serving agriculture and insurance

Modern agriculture is more than machines, fertilizers, and fieldwork. It’s also data, analysis, and satellite technology that’s revolutionizing how we observe and assess crop conditions. One of the most important tools in this area is NDVI – the normalized difference vegetation index.

Why is assessing crop conditions so difficult?

Large-scale farms are the norm today. But the bigger the field, the harder it is to assess its condition using traditional methods. Signs of drought, disease, or nutrient deficiency often appear locally at first — in areas that are hard to access directly. In such cases, we need a solution that lets us see the full picture — from above.

NDVI – what is it?

NDVI (Normalized Difference Vegetation Index) is a tool that uses satellite data to assess plant health based on how vegetation reflects light. Here’s how it works:

➡️ Healthy plants absorb red light and reflect near-infrared light.

➡️ NDVI measures the difference between these two wavelengths.

➡️ NDVI values range from 0 to +1.

How to interpret the results:

NDVI ≈ 0 – no vegetation (e.g., bare soil, asphalt, water)

NDVI > 0.5 – dense, healthy vegetation

This data makes it possible to quickly and effectively assess the condition of entire fields — without physically being there.

NDVI in practice – how we use it at GreenHaven

At GreenHaven, we use NDVI to support both farmers and financial institutions such as insurance companies. Our platform collects, analyzes, and interprets satellite data, generating metrics that help:

monitor crop development in real time,

detect early signs of plant stress,

assess weather-related and drought risks,

support objective decision-making for agricultural insurance payouts.

This approach not only saves time but also improves accuracy and transparency in decision-making processes.

The future of farming is precision-driven

The importance of precision agriculture is growing year by year. NDVI is just one of the tools enabling farmers to run their operations using modern technology. It also presents a major opportunity for the insurance industry — the ability to rely on credible, independent satellite data improves service quality and builds client trust.

📡 If you’d like to learn more about our platform and the potential of integrating satellite data with risk assessment — follow our profile and stay up to date with the latest news from GreenHaven!